As stated in the disclosure with which I end my posts, I am not a registered investment advisor or broker/dealer. In fact, my formal education stopped at high school. I do not have a college degree. I have, however, engaged in several forms of continuing education throughout my life, including online college courses in Finance.
Through a most interesting confluence of circumstances, as a young man I landed a job in the Treasury Department of a Fortune-500 company. My love of finance grew from there, inspired by some of the talented people who ultimately became my friends. That was some 30 years ago. Since that time, I have worked for three different Fortune-500 companies as well as a leading software company in a related field.
I am well aware that my honesty concerning my educational level could engender a negative reaction on the part of potential readers. On the other hand, if my writing is evaluated on its merits, I am hoping it will strongly reinforce the concept that anyone who is willing to devote a little time and effort can indeed understand the basic concepts that can make them a very good investor, perhaps more successful than many of their neighbors and friends.
My final note is that I practice what I preach. It is my sincere hope that many are able to benefit from what I will share. I hope someone will look at this bio and say: "If he can do it, so can I!"